Catalogues For People With Bad Credit
Home shopping catalogues for people with bad credit are few and far between. Many of the big name catalogues will turn you down for a credit account with them if you have a less than perfect credit rating.
There are a small number of catalogues for people with bad credit though. Although they do not actively advertise the fact that they accept people with bad credit they do have a higher acceptance rate.
If you have been looking for catalogues with no credit check then you will have a hard time finding one as all home shopping catalogues do carry out a credit check.
What makes the difference is that some ‘buy now pay later catalogues’ will accept you if you have a low credit score while other catalogues will only accept you if you have a high credit score (a good credit history).
So stop searching for ‘catalogues with no credit checks’ as you’re just wasting your time. You will have to go through some form of credit check when applying for a home shopping catalogue it’s just a case of know which knowing which on is more likely to accept you if you have a bad credit rating.
The 24 Studio UK Home Shopping Catalogue
When it comes to home shopping catalogues for people with bad credit then then best one to apply to is the “24StudioUK” home shopping catalogue.
The Studio home shopping catalogue does accept people with a less than perfect credit rating and you will start off with a low credit limit of approximately £100 – £150.
I know from personal experience that if you make the minimum payment on your account each month your credit limit is increased by £50 each time. So, if you maintain your account by making the minimum payment each month, after just 6 months you will have a credit limit of at least £400.
Each month, as long as you make the minimum payment on time you will see your credit limit rise by £50. Now, if you think about this and use it carefully without running up our credit limit to its max, after you had the account for 12 months your credit limit will be at least £700.
This is a very handy thing to have at Christmas time and as the 24StudioUK home shopping catalogue stocks items that make ideal Christmas presents then it will make your life much easier when Christmas time arrives.