How To Open A Basic Bank Account with No Credit Check
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You should NOT be refused a bank account just because of your credit rating, regardless how bad it is, or has been, but many banks will refuse to open a bank account for you if you have CCJ’s, Defaults, have an IVA or are currently Bankrupt.

To be honest, this doesn’t seem fair does it ?

A Basic Bank Account That Has 100% Guaranteed Acceptance

We all know that managing money isn’t as easy and that we all make mistakes from time to time – often we are unable to avoid making these mistakes yet we’re still punished, for many years, when it comes to passing a credit check. And this is what stops many people from being able to open a bank account.

But you don’t have to worry about credit checks and being turned down any more because there is a basic bank account that offers 100% guaranteed acceptance regardless of your credit rating and status.

And The Basic Bank Account is Opened Instantly Online

There are no credit checks to worry about and everything is done online. The bank account is opened instantly an you’ll get your account number and sort code right away.

When you open the account you will automatically be issued with prepaid Mastercard card that has a chip n pin function. This card can be used to withdraw your money via any cash machine here in the UK as well as abroad.

Managing your account is also made easy with a team of account managers who are on hand to offer advice via the telephone. An account manager can give you sound advice on any part of your banking account and if you have bills that require paying they can also set up the standing order and regular payments from your account.

You can also access your account 24 hours a day with our online banking facility. You can log on to your account and check your balance, recent transactions, view your statements, move money from your account to your Mastercard card, set up standing orders, make payments and pay bills.

You can check your account via SMS using your mobile phone thanks to our mobile phone banking option – and we also offer regular telephone banking too.

• It does not matter if you currently have CCJ’s, Defaults, have a current IVA or are currently Bankrupt
• Guaranteed Acceptance within seconds of applying
• There are NO credit checks involved and you can apply online right now
• You’ll have your sort code and bank account number within a matter of minutes
• Your brand new bank account will be set up instantly

Click Here to open a new bank account online with no credit checks

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Bank Accounts With Bad Credit

Those who want to open a UK online bank account with bad credit will have a few things to consider before doing so. For starters, you must look at exactly how bad your credit rating is before contacting a bank, as your credit rating will have a major impact on which banks will accept your application for a bank account.

If you have filed for bankruptcy in the past, only a couple of banks will even consider you, as most banks will see you as a potential liability. If you simply have made some minor credit mistakes in the past, you will have much better luck, especially if you are only looking for a basic bank account. Having a bank account is more or less mandatory in today’s society, so having access to one should be a top priority. It’s only fair that you have a bank account just like everyone else, isn’t it.

There are a number of people around the UK who now use a family member’s bank account to receive pay cheques and pay bills, although this is not a very good option because it can be difficult to keep track of things. In addition, there is always the chance that money can go missing or become unaccounted for, which could cause problems with the family member. In the end, it is always best to be in charge of your own finances, no matter what.

A second option, for those those who cannot open a UK online bank account with bad credit, is an online service that acts in a similar fashion to a managed account. These arrangements usually come in the form of two separate accounts, with one receiving money and one paying the bills. If any money is left over, it is left in the bills account for spending.

These bank accounts are ideal if a person does have bad credit and needs a bank account opened ASAP. Another advantage is that is it possible to apply for and have the bank account opened for you the very same day. In fact, when a person applies for the bank account they get their sort code and account number online instantly.

With a guaranteed bank account a person does not have to pass any credit checks at all so it does not matter who bad their credit rating is. You can put this to the test right now. Simply apply for the bank account online and within minutes of applying you’ll have your account opened and you’ll receive your sort code and account number instantly.